Housing counselors and legal assistance may be available at little or no cost to the borrower. If the borrower would like assistance in determining their rights and opportunities to keep their house, they may contact the following:

The statewide foreclosure hotline recommended by the Housing Finance Commission:

Toll-free: 1-877-894-HOME (1-877-894-4663)

United States Department of Housing and Urban Development:

Toll-free: 1-800-569-4287

The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:

Toll-free: 1-800-606-4819

Borrowers may always contact their lender or lender’s representative to negotiate within the first 30 days after receiving a Notice of Pre-Foreclosure Options. By responding to their lender’s contacts, the borrower is given a mandatory extra 60 days to negotiate with their lender or lender’s representative before the lender or lender’s representative can issue a notice of default.

In the instance that Jelsing Tri West & Andrus is acting as representative for your lender, our contact information is located under the “Contact Us” tab.